JOSEPH DUONG · REALTOR® · CA DRE #02040985 · FIRST TEAM REAL ESTATE · SEAL BEACH & LITTLE SAIGON

INSTRUMENT NO. 01 · ORANGE COUNTY, CALIFORNIA

California real estate, in Vietnamese and English.

280 bilingual pages on buying and selling a home in California. Three chapters are free right now — no phone call, no sales pitch. If you read them and close without me, the book still did its job.

No pitch. If this isn't your year to buy, I'll tell you that instead.

800+ transactions · Licensed since — · Look me up on the California DRE license lookup ↗

Joseph Duong, Orange County Realtor, standing with his arms crossed in a navy suit against a deep burgundy studio background, looking directly at the camera.
JOSEPH DUONG ORANGE COUNTY AN CƯ LẠC NGHIỆP

AN CƯ LẠC NGHIỆP

RECORDED WITH First Team Real Estate Luxury Portfolio International CA DRE #02040985 Equal Housing Opportunity
THE NUMBERS, DEFINED
— Closings with my name on the contract Agent of record. Not "deals I helped with."
— Licensed in California since DRE #02040985 — verify it yourself ↗
— Reviews under real names on — Full names and dates. No initials.
4 Languages this office works in English, Tiếng Việt, Español, 中文

Every number on this page comes from a document I can show you. Ask me for the report.

RECORD 04 · WHAT I ACTUALLY DO

RECORD 04 · WHAT I ACTUALLY DO

Four situations. Four different conversations.

1

Buying your first home

The hard part isn't finding a house. It's the forty-plus documents, the words nobody defines, and the feeling that you're the only one in the room who doesn't get it. We go slowly. We bring your parents in if they're the ones deciding.

  • A written estimate of every closing cost before you write an offer — not three days before you close
  • An honest read on whether this is your year, including when the answer is no
  • with a lender who will pick up the phone and speak Vietnamese if you'd rather
Start with the Money Map
2

Selling a home you've lived in

Before I say a word about price, I want to know your real number after everything comes out — because that's the number your decision is actually based on. Then we talk about what's worth fixing and what isn't.

  • Your , written out line by line, including my commission
  • A pre-listing walkthrough: what pays you back, what burns money
  • If you're 55 or older, whether lets you carry your property tax base with you
Get Your Home's Value
3

Buying from outside the United States

I've done this with families in Australia, Canada, France, Germany, and Vietnam. Time zones, remote signing, and the fact that you cannot walk the property yourself are all solvable. The wire transfer is the part I worry about, so we handle it by phone every time.

  • Foreign national loans when you have no U.S. credit history, and what cash they actually require
  • vs. SSN, consular notarization, power of attorney, and whose name goes on title
  • when you eventually sell — planned for on day one, not discovered at the end
Get the Overseas Playbook
4

The people I bring with me

A house purchase touches a lender, a tax person, sometimes two kinds of attorney, and eventually a contractor. You shouldn't have to find all of them yourself while also learning what means.

  • Lenders, CPAs, real estate attorneys, and immigration attorneys — introductions cost you nothing
  • Architects and licensed contractors for remodels, new builds, and or JADU projects
  • Home and life insurance, plus where to buy materials and furniture without paying retail
Ask Me for an Introduction

These are independent professionals, not employees of First Team Real Estate. You choose who you hire, and you should compare.


RECORD 05 · WHY I DO IT THIS WAY

I didn't understand the paperwork either.

I came to this country and sat at a table like the one you're going to sit at. Papers on one side, a pen on the other, and a person talking fast about things I had never heard of. I nodded. I signed. I did not understand half of it. I was too embarrassed to keep asking, so I stopped asking.

Nothing bad happened to me that day. But over the years I watched it happen to other people. A family lost their deposit because nobody explained what a deadline was. A couple took the wrong loan because the person explaining it was in a hurry. A mother wired money to an address in an email that was not from her escrow company. None of them were careless. Nobody had slowed down and explained it in the language they think in.

So that became the job. I am a Realtor, but most of what I actually do is explain. I explain it to you. Then I explain it again to your parents, because in a lot of our families they are the ones who really decide. I do not move to the next step until you can say it back to me in your own words.

A lot of people lose money, lose an opportunity, or lose their nerve — only because nobody explained it to them clearly.

I have a wife and three daughters. When I look at a house with you, I am looking at the same things I look at for my own family: the school boundary, the street at night, whether there's room if your parents move in later, whether this house still makes sense in twenty years. I'm not selling you a home for this year.

— Joseph Duong, Realtor® · Garden Grove, Westminster, Fountain Valley, Huntington Beach, Anaheim, Santa Ana

Joseph Duong seated in a chair in a light gray suit against a smoke-gray studio background, hands relaxed, looking slightly off camera.
Joseph Duong seated in a light gray suit against a smoke-gray background, hands relaxed, mid-conversation.

RECORD 06 · WHAT THE CONTRACT ACTUALLY SAYS

Most families don't lose money on the house. They lose it on the paperwork.

These are five real clauses from a California purchase agreement. On the left is the language. On the right is what I would say to you if we were sitting at my desk. Nothing here is legal advice — it's the plain-English version I give my own clients before we start.

How I'd say it This is the sentence about your deposit. If you walk away for a reason the contract doesn't protect, the seller keeps that money. That's why I care so much about the dates in Clause 2. Your deposit is not "held for you." It is at risk on a schedule.
How I'd say it Seventeen days. Not seventeen business days. The clock starts the day the seller signs, and it does not stop for a holiday or a slow lender. Any day you're in escrow, you can text me and ask which contingencies are still open. I'll answer in writing, so you have it.
How I'd say it "As-is" does not mean you can't inspect, and it does not mean you can't ask for repairs. It means the seller starts from "no." What you find in the inspection is what gives you something to talk about. People who skip the inspection to make their offer look stronger are gambling with a number they can't see.
How I'd say it Read this one twice. You will never get wiring instructions from me in an email. Ever. If you get one that looks like it's from me, it isn't. Call me at the number you already have in your phone. This is the single most expensive mistake in this business and it takes one phone call to avoid.
How I'd say it That's my paycheck, in writing, in your contract. It is negotiable and I'll go through my number with you line by line before you sign anything with me. I would rather you know exactly what I make than wonder about it for six months.

If reading those five made you want to ask something — that's the whole point.

Ask Me About One of These — 15 Minutes

Clause language is illustrative and shortened. It is not legal advice, and contract forms change. Have your own attorney review any agreement you sign.


SCHEDULE B · ATTACHED

Where your money actually goes at the closing table.

Below is a worked example on a $1,000,000 Orange County sale. Every line that comes out of a seller's proceeds is shown — including the line that pays me. Most agents show you a pie chart with their own slice missing.

Illustrative example on a $1,000,000 sale — not a real transaction. Joseph replaces this with an anonymized closing once First Team compliance signs off.

Escrow fee
The neutral company holding the money
$2,200
Protects the buyer's ownership if a claim shows up later
$2,400
County transfer tax
Orange County
$1,100
Loan payoff
Your existing lender
$420,000
Repair credit
The buyer, after inspection
$6,500
Listing side commission — my line
First Team Real Estate, then me
$25,000
What the seller walked away with
The family
$542,800

That's my line. I put it in gold so you can't miss it.

Broker commissions are not set by law and are fully negotiable. / Hoa hồng không do luật ấn định và hoàn toàn thương lượng được.

Rates used: county documentary transfer tax at the published $1.10 per $1,000; escrow and title at typical Orange County ranges; commission shown at 2.5% as an example and always negotiable. Your numbers will be different — that is what the worksheet below is for.

Want these lines filled in with your own address?

The Seller's Net Sheet is a one-page worksheet. Fill it in at your kitchen table and you'll know your real number before you talk to anybody — including me.

So I know what to call you Please add your first name so I know what to call you.
Where the PDF goes. Nothing else gets sent here without your say-so. That email address is missing something. Check for a typo and try again.

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Your information is never sold or traded. Read the privacy policy.


SCHEDULE C · DAYS

Forty-five days, and the four dates that can cost you money.

This is what happens between "they accepted your offer" and "here are your keys." The dates in red are deadlines. Miss one and your deposit stops being protected.

DAY 0
ACCEPTANCE

The seller signs. Every clock in your contract starts today, not tomorrow.

DAY 3
DEPOSIT DUE

Your money goes to escrow, not to the seller. Confirm the wire by phone. Always.

DAY 7
INSPECTIONS

General, termite, sewer, roof. I go with you. Bring the person in your family who asks the hardest questions.

DAY 17
INSPECTION CONTINGENCY DEADLINE

After today, walking away over a repair issue can cost you your deposit.

DAY 21
& LOAN CONTINGENCY DEADLINE

If the appraisal comes in low, this is the window where you still have options.

DAY 35
LOAN DOCS

You sign with a notary. This is the day the pages get thick. We go through them first.

DAY 42
FINAL WALKTHROUGH

Last chance to see the house empty. Turn on every faucet.

DAY 45
RECORDED. KEYS.

The deed records at the county. That's the moment it's yours — not the moment you sign.

Standard California timeline. Yours may be shorter or longer depending on your loan and the seller's terms.

Walk Me Through My Own Timeline — 15 Minutes

SCHEDULE D · MILES

SCHEDULE D · MILES

Six cities I work in, and one true thing about each.

I'll only tell you what can be measured. If you want to know whether a neighborhood is "good," ask me on a call — Fair Housing law is strict about what an agent can say in writing, and it exists for a reason.

For context: the Orange County single-family median sale price was $1,470,000 in July 2026 (California Association of Realtors, July 2026). Per-city figures below are updated monthly.

Garden Grove

Roughly 172,000 people across 18 square miles, with a large Vietnamese community centered near Brookhurst and Westminster Ave. Mostly single-story homes from the 1950s and 60s, which is why so many of them are candidates for an ADU in the back.

See Garden Grove numbers and the 5N worksheet
—Median sale price
Westminster (Little Saigon)

Home to the largest Vietnamese community outside Vietnam. Asian Garden Mall (Phước Lộc Thọ) sits on Bolsa Ave, and most of the city is within a few minutes of it. Lot sizes here are often larger than the house on them.

See Westminster numbers and the 5N worksheet
—Median sale price
Fountain Valley

Small city, about 10 square miles, bordered by the 405 and the 22. Known for tract neighborhoods built as a planned community in the 1960s and for being one of the quieter street grids in central OC.

See Fountain Valley numbers and the 5N worksheet
—Median sale price
Huntington Beach

Nearly ten miles of coastline. Prices move a lot depending on which side of Beach Blvd you're on, and homes closer to the water carry higher insurance and different disclosure requirements.

See Huntington Beach numbers and the 5N worksheet
—Median sale price
Anaheim

The largest city in Orange County by population. Very wide range — from older bungalows in the flats to newer construction in Anaheim Hills — which means one "Anaheim median price" tells you almost nothing without a specific area.

See Anaheim numbers and the 5N worksheet
—Median sale price
Santa Ana

The county seat, and one of the densest cities in California. Older housing stock means more inspection findings — sewer lines, electrical panels, foundations — and more room to negotiate if you know what you're looking at.

See Santa Ana numbers and the 5N worksheet
—Median sale price

Median prices sourced from —, —. Updated monthly.

I describe neighborhoods with numbers, never with who lives there. Every client, every language, the same standard of service.


RECORD 10 · IN THEIR WORDS

Read the sentences about how he behaved, not the ones with adjectives.

Full names. Real dates. If you want to check them, they're posted publicly under my name.

“My wife and I have purchased and sold our houses multiple times… Without a doubt, Joseph is one of the best realtors out there. He is knowledgeable, experienced, and works in his client's best interest.”
Matthew I. · October 2025
“His market knowledge and negotiation skills were excellent… Even as a first-time home buyer, never once did my family feel overwhelmed.”
Kha John P. · March 2026
“The best experience we've ever had purchasing a home. Even with cash buyers paying over asking, he guided us to close in an extremely competitive market.”
Amanda N. · October 2025
“Thank you, Joseph, for being such an expert throughout my home-buying process…”
Thu L. · December 2025
“Buying my first home was not easy, but Joseph stepped in right away… he even met me at night and on weekends.”
Jake C. · November 2025

RECORD 11 · THE 280-PAGE VERSION

I wrote the long version so you'd have it in your hands.

Front cover of "An Cư Trên Đất Mỹ / Settling Down in America" by Joseph Duong — navy background, gold lettering, the Statue of Liberty and New York skyline at sunset.

ISBN 978-604-4-15239-4 · 280 pages · Vietnamese and English

"Settling Down in America" is 280 pages, Vietnamese on one side and English on the other, eleven chapters and three appendices. It covers everything from your first savings conversation to the twelve documents you'll be handed on closing day. ISBN 978-604-4-15239-4.

Three of those chapters are free below. They're the three most agents charge a consultation for.

FREE — NO PHONE CALL REQUIRED

Pick the one that answers the question keeping you up.

A

Can I Actually Afford This?

The Orange County Buyer's Money Map · Chapter 2 + Appendix C

In about 12 minutes you'll know how much cash you actually need to buy a home in Orange County — including the costs nobody mentions — and which 2026 assistance programs you may qualify for.

  • What a down payment really has to be (the 20% rule is not a rule)
  • explained with a real paycheck, not a formula
  • Every closing cost, line by line, including property tax, insurance, HOA, and Mello-Roos
  • A worksheet you fill in yourself, plus the current California and Orange County first-time buyer programs
So I know what to call you Please add your first name so I know what to call you.
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Your information is never sold or traded. Read the privacy policy.

C

Escrow? Contingency? Title?

The Bilingual Home-Buying Dictionary · Chapter 10 + Appendix B

200 American real estate terms explained the way I'd explain them to my own family. So you never have to nod at a word you don't know again.

  • 200 terms in English and Vietnamese, side by side
  • Ready-made sentences you can say out loud in a meeting
  • The five words that cost people the most money
  • Printable, so you can bring it to the table with you
So I know what to call you Please add your first name so I know what to call you.
Where the PDF goes. Nothing else gets sent here without your say-so. That email address is missing something. Check for a typo and try again.

No spam. Unsubscribe any time. Joseph reads every reply.

Your information is never sold or traded. Read the privacy policy.

D

Buying from Australia, Canada, France, Germany, or Vietnam?

There's a separate playbook for that — foreign national loans, ITIN vs. SSN, consular notarization, and the wire transfer trap. It's free too.

So I know what to call you Please add your first name so I know what to call you.
Where the PDF goes. Nothing else gets sent here without your say-so. That email address is missing something. Check for a typo and try again.

No spam. Unsubscribe any time. Joseph reads every reply.

Your information is never sold or traded. Read the privacy policy.

RECORD 12 · FOR SELLERS

RECORD 12 · FOR SELLERS

What is your home worth? A real answer takes a person, not an algorithm.

I'll pull the actual on your street, look at what condition those homes were in, and send you a written range within 24 hours. Not an instant number — an instant number is just a computer guessing, and you'll only end up arguing with it.

This costs nothing and does not put your home on the market. Plenty of people ask, get the number, and decide to stay. That's a fine outcome.

Step 1 of 3 — Your address

Start typing and pick it from the list Please enter the property address so I know which home to look up.

This is a market opinion, not a formal appraisal, and it is not an offer to buy. A full analysis requires seeing the property in person.


RECORD 13 · EXPLAINED IN 60 SECONDS

Short answers to the questions people are embarrassed to ask twice.

No email required to read any of these.

Open the video library

END OF INSTRUMENT

15 Minutes. Ask Me Anything. No Pitch.

Ask me the thing you're afraid sounds stupid. Ask me the thing that would talk you out of buying. Ask me the same question five times — that's what the fifteen minutes is for.

If this isn't the right year for you, I'll say so, and I'll tell you exactly what to change and when to come back. That conversation is free and it stays between us.

So I know what to call you Please add your first name so I know what to call you.
I answer texts. English or Tiếng Việt. That phone number doesn't look complete. Ten digits, like 714-262-3967.
Where the PDF goes. Nothing else gets sent here without your say-so. That email address is missing something. Check for a typo and try again.
Are you buying or selling?
Which language would you like to talk in?

Leave this unchecked and you'll still get the guide. It only controls whether I can text you.

You'll get a confirmation email with the illustrated handbook attached.

Or just call me: (714) 262-3967 I answer texts. English or Tiếng Việt. JosephDuong@firstteam.com Office: First Team Real Estate · 12501 Seal Beach Blvd, Suite 100 · Seal Beach, CA 90740